You will receive a one-on-one consultation with me. I will thoroughly evaluate your case and meet with you to handle all aspects of your bankruptcy case, from the preparation of your bankruptcy petition to appearing with you at the creditor’s meeting.
To make a consultation on possibly filing for bankruptcy protection most useful, please bring with you all of the following:
Six months of your most recent pay advices. A pay advice is the summary page of your pay check. If you are married and your spouse is employed, please bring in pay advices for both spouses. I will need to see pay advices for both spouses, even if only one spouse is going to file the bankruptcy petition. However, if you are separated from your spouse, their income information is not needed. If you are self-employed, please bring with you six months of profit and loss statements, month-by-month.
For every vehicle registered in your name, please print out and bring in with you a valuation, available at kbb.com
. Print out both the private party value and the retail value.
Please obtain a current value of your home, either using comparable recent sales in your neighborhood or through an online home valuation site. Also please print out your most recent mortgage statements.
All of your most recent bills, collection notices and any lawsuits. It is important for you to know if you have taken any cash advances, used a convenience check or transferred a balance between credit card accounts in the 12 month period prior to your office visit. Please review your records so you are able to discuss this with me.
Six months of your most recent bank statements for all accounts you have signature rights. Also, your most recent statements for any retirement or pension account.
8. Detailed Monthly Budget
Finally, please bring in a detailed monthly budget, including mortgage or rent; utilities; food; insurance; clothes; gas for your vehicle; vehicle payments; out-of-pocket medical expenses and student loan payments.
Prior to Filing Your Petition
After Filing Your Petition
for driving directions. I am located in the Park Tower building, next to Cesar Chavez Plaza, at the corner of 9th and J Streets. Street parking is available or park in the City parking lot on 10th Street, between I and J Streets. The office is also convenient to public transportation.