Natomas Bankruptcy Attorney

The Law Office of Barry H. Spitzer has been helping the greater Sacramento area and Folsom clients for over 20 years. For decades, I have helped fight for the rights of my Natomas area clients and helping them achieve debt relief. I can help you get away from the harassing creditors and give you back your freedom. Call me at (916) 442-9002.

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Natomas area Bankruptcy
Bankruptcy is the legal method for a debtor to “discharge” or obtain relief from the debts you owe. While no debtor is guaranteed a total discharge of his debt, most debtors who file for bankruptcy are given such relief. One of the primary purposes of the bankruptcy act is to relieve the honest debtor from the weight of oppressive indebtedness and to provide the debtor with a fresh start.
What happens to my bills after I file?
As soon as your case is officially filed with the court, creditors are legally prevented from attempting to collect on any debt owed to them by you. This means that creditors must stop all collection activity, including: telephone calls, harassing letters, repossessions, foreclosures, lawsuits and wage garnishments. Once the case is concluded, the court may enter a “discharge.” A discharge is a total release of a debtor from any further personal liability for his or her pre-bankruptcy debts. Typically, dischargeable debts include credit cards, unsecured notes and loans, gambling debts, and secured debts, such as car and house loans if the secured property is returned to the creditor.
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"We want to thank you very much for the excellent work you provided to us in securing the dismissal of the complaint."
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What is a Debtor?
The greatest advantage of Chapter 7 bankruptcy over other types of bankruptcy relief is that it can help individuals and/or businesses with overwhelming debt, eliminate their dischargeable debts forever.
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What is a bankruptcy?
One trade-off of Chapter 7 bankruptcy is that the court sees your assets as a means of paying back your creditors, and the Chapter 7 trustee can sell these assets to repay the any and all debts you may owe. 
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What property is exempt?
Filing Chapter 7 bankruptcy in greater Sacramento area can be complicated and stressful, and many people considering bankruptcy as a debt relief option are unsure how to proceed and where to turn for help.
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Law Office of Barry H. Spitzer

I have been practicing bankruptcy law since 1992. I have successfully represented debtors, creditors and Chapter 7 trustees through the bankruptcy process. By representing all sides of bankruptcy cases, I have a unique prospective on how I can best assist you.
980 9th Street, Ste 380
Sacramento, CA 95814
(916) 442-9002
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